Lifecycle
Development Refinance & Term-Out Solutions
structured to perform
30+ years · 110+ specialist lenders · £68.6m largest facility
Replace existing facilities with better terms, extend time to complete your exit strategy, or restructure your capital stack. Whether your current facility is expiring, your lender relationship has changed, or you simply want a better deal — we can help.
£250k — £50m+
Loan Size
6 — 24 months
Typical Term
Up to 75% LTV
Typical LTV
Key Features
What We Offer
Better Terms
Market conditions change, your project has progressed, and better rates may now be available. We search the whole market.
Extended Time
If your project is running longer than planned, refinancing can give you the time to complete without distressed sale pressure.
Restructured Capital
Refinance can include restructuring your debt — bringing in mezzanine, releasing equity, or simplifying your capital stack.
Lender Relationship Issues
If your relationship with your current lender has deteriorated, we move you to a better partner quickly and discreetly.
Speed When It Matters
When facilities are expiring, speed is critical. We have the lender relationships to execute fast.
Ideal For
Common Scenarios
Facility Expiry
Your current development loan is reaching its term. Refinance to avoid default fees and buy time for your exit.
Rate Improvement
Your project has de-risked since drawdown. Better rates are available now that construction is complete or advanced.
Lender Change
Your lender has changed appetite, been acquired, or your relationship has broken down. Move to a better partner.
Capital Release
Some units have sold and you want to release equity while maintaining funding for remaining stock.
Ready to Discuss Your Project?
Get a development appraisal or arrange a call with a specialist.